FLAGSTAR BANK, N.A. TO PARTICIPATE AT THE BANK OF AMERICA SECURITIES 2026 FINANCIAL SERVICES CONFERENCE

Flagstar Bank, N.A. (NYSE: FLG) (the “Bank”) will participate in the Bank of America Securities 2026 Financial Services Conference in Miami, Florida on Tuesday, February 10, 2026.

Senior Executive Vice President and Chief Financial Officer, Lee Smith and Senior Executive Vice President & President of Commercial and Private Banking, Richard Raffetto, are scheduled to take part in a fireside chat-style discussion at 3:30 p.m. Eastern Time.

A simultaneous webcast of the presentation will be available at the Company’s website, ir.flagstar.com. A replay of the webcast will be available within 24-hours of the conclusion of the presentation and will be archived at the Company’s website, together with the accompanying PowerPoint slides, through 5:00 p.m., on Tuesday, March 10, 2026.

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